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Curt Dougherty
Associate Broker
REALTOR®, Associate Broker
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14491 Three Oaks Terrace , Montpelier, VA 23192

$1,185,000
  • 14491 Three Oaks Terrace , Montpelier, VA 23192 Main Photo
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Curt Dougherty
Call: (804) 338-5367

Featured Listing New to the Market Coming Soon
BEDS5 BATHS3 full 1 partial SQUARE FEET5,271 MLS#2614098
STATUSComing Soon PROPERTY TYPEResidential - Single Family SUBDIVISIONClaybank

Property Description

Welcome to Split Oaks, a waterfront retreat situated 5 acres private acres providing exceptional outdoor living. Upon pulling down the paved driveway you will notice the peaceful waterfront setting, mature landscaping and the beautiful custom all brick home. Inside, you will find a grand 2 story foyer with wrap around staircase. To the right of the foyer is an office/study with glass French Doors for privacy, built in bookshelves in the & decorative dental molding. On the other side of the foyer is a formal dining room that flows into the eat in kitchen. The eat in kitchen has a large center island with granite countertop, ample cabinet space, stainless steel appliances, adjacent dining area & views of the lake from the kitchen sink. Adjacent to the kitchen is a Florida room with access to the back deck. The family room offers a fireplace, bar area for entertaining & more views of the water. Rounding out the first floor is a guest bedroom, full hall bathroom, powder room & laundry room. Upstairs, you will find the private owners suite with panoramic views of the lake, a fireplace, his and her separate bathrooms, which is a true luxury and a 2 walk in closets. The basement is perfect for entertaining with a bonus room with wood burning fireplace & bar, plus 2 bedrooms, a full bathroom & a built in sauna. The outdoor spaces are a true highlight, featuring an expansive brick patio with outdoor fireplace, covered dining pavilion, and multi-level deck, creating the perfect setting for entertaining or unwinding in total privacy. There is also a dock to put in paddle board or kayak. This is a rare waterfront property that blends privacy & recreation.

Listing Video

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Walk-Out Access
Cooling: Central Air, Electric, Zoned
Fireplaces: 3
Garage: 2 car attached
Heating: Electric, Heat Pump, Propane, Zoned
Home Style: Cape Cod, Custom
Lot Size: 5.00 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $9,921
Year Built: 1989

Feature Descriptions

Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Gas Cooking, Disposal, Refrigerator, Water Heater
Community Features: Home Owners Association
Door Features: French Doors
Exterior: Deck, Dock, Hot Tub/Spa, Sprinkler/Irrigation, Paved Driveway
Exterior: Brick, Drywall
Fencing: None
Fireplace: Gas, Wood Burning
Floor Features: Partially Carpeted, Wood
Formal Dining: Yes
HOA Fee: 800/ Annually
Hot Tub: Yes
Interior: Wet Bar, Bedroom on Main Level, Separate/Formal Dining Room, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, Kitchen Island, Walk-In Closet(s)
Lot: Landscaped, Waterfront
Parcel#: 7841-49-4573
Parking: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Paved, Garage Faces Rear, Garage Faces Side
Patio/Porch: Front Porch, Deck
Sewer: Septic Tank
Spa: Yes
Water: Well
Water Features: Dock Access, Lake, Lake Front, Mooring, Water Access, Walk to Water, Waterfront

Local Schools

High School: Patrick Henry
Middle School: Liberty
Elementary School: South Anna

Listed By / Shown By

Listed By

Agency Name: Napier REALTORS ERA

agent picture

Shown By

Agent Name: Curt Dougherty
Agent Phone: (804) 338-5367

Estimate Your Payment

Estimated Payment

$ 3,809.67 per month $2,637.30 Principal & Interest $826.75 Property Tax $345.63 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Napier REALTORS ERA

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/19/2026. The listing information on this page last changed on 06/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 06/19/2026 12:01:20 AM EST) or CAAR MLS (last updated Thu 06/18/2026 11:10:41 PM EST) or CVRMLS (last updated Thu 06/18/2026 11:58:51 PM EST) or Williamsburg MLS (last updated Thu 06/18/2026 10:54:47 PM EST) or NNAR MLS (last updated Thu 06/18/2026 10:27:04 PM EST) or Chesapeake Bay & Rivers (last updated Thu 06/18/2026 8:51:30 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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