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Curt Dougherty
Associate Broker
REALTOR®, Associate Broker, ABR®
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2560 N Independence Drive , Montross, VA 22520

$429,900
  • 2560 N Independence Drive , Montross, VA 22520 Main Photo

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Curt Dougherty
Call: (804) 338-5367

New to the Market Active
BEDS4 BATHS3 full SQUARE FEET2,940 MLS#202600386
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONStratford Harbour

Property Description

Nestled in the peaceful waterfront community of Montross, Virginia, this newly upgraded ranch-style home offers the perfect blend of comfort, flexibility, and serene living near the scenic Potomac River. Surrounded by the natural beauty of Virginias Northern Neck, this property is ideal as a full-time residence, weekend retreat, or investment opportunity. The main home features a refreshed single-level layout designed for easy living. Bright, open living spaces welcome natural light throughout the day, creating a warm and inviting atmosphere. The living room flows comfortably into the dining area and updated kitchen, offering a practical layout for everyday life as well as entertaining family and friends. Well-sized bedrooms provide comfortable retreats, while the ranch-style design ensures accessibility and convenience. A standout feature of the property is the newly permitted attached Accessory Dwelling Unit (ADU) with its own separate private entrance. This versatile space is perfect as an in-law suite, allowing extended family to enjoy independent living while staying close. It also offers excellent income potential as a rental unit or vacation stay, providing homeowners the opportunity to generate additional revenue. The separate access ensures privacy and flexibility for both the main home and the ADU. Living near the Potomac River means enjoying a peaceful waterfront lifestyle filled with opportunities for boating, fishing, kayaking, and relaxing along the shoreline. Residents appreciate the calm pace of life, beautiful sunsets, and close-knit community that make Montross, Virginia such a desirable place to call home. With modern upgrades, flexible living space, and access to one of the East Coasts most iconic rivers, this property offers a rare opportunity to enjoy comfortable living, multigenerational flexibility, and investment potential in a truly serene setting.

Property Features

Property Type: Residential - Single Family
Basement: Full, Interior Entry, Walk-Out Access
Cooling: Central Air, Other, Wall Unit(s)
Fenced: Yes
Fireplaces: 1
Garage: 1 car attached
Heating: Electric, Forced Air, Heat Pump, Propane, Zoned
Home Style: Ranch
Lot Size: 0.43 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $1,654
Year Built: 2005

Amenities

Bedroom on Main Level
Ceiling Fan(s)
Dining Area
Eat-in Kitchen
Granite Counters
Laminate Counters
Main Level Primary
Cable TV
Deck
Lighting
Porch
Storage
Shed
Gas Grill
Paved Driveway

Feature Descriptions

Accessibility: Accessibility Features, Accessible Electrical and Environmental Controls, Grab Bars, Stair Lift, Accessible Entrance
Appliances: Cooktop, Dryer, Dishwasher, Exhaust Fan, Freezer, Gas Cooking, Microwave, Oven, Propane Water Heater, Range, Refrigerator, Stove, Tankless Water Heater, Washer, ENERGY STAR Qualified Appliances
Association Amenities: Landscaping, Management
Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Deck/Porch, Fitness, Home Owners Association, Lake, Marina, Playground, Park, Pond, Pool, Tennis Court(s)
Days on Site: 1
Door Features: Sliding Doors, Storm Door(s)
Exterior: Block, Drywall, Frame, Vinyl Siding
Fencing: Back Yard, Chain Link, Fenced
Fireplace: Gas
Flooring: Laminate, Tile, Vinyl, Wood
HOA Fee: 550/ Annually
Laundry: Dryer Hookup
Lot: Landscaped
Other Equipment: Generator
Parcel#: 23B-104
Parking: Attached, Basement, Driveway, Garage, Off Street, Oversized, Paved, Boat, RV Access/Parking
Parking Notes: Attached, Basement, Driveway, Garage, Off Street, Overs
Patio/Porch: Front Porch, Stoop, Deck, Porch
Pool: None, Community
Security: Controlled Access, Smoke Detector(s)
Sewer: Mound Septic
Swimming Pool: Yes
Water: Public
Water Features: Beach Access, Dock Access, Lake, Mooring, River Front, Water Access
Window: Screens

Local Schools

High School: Washington and Lee
Middle School: Montross
Elementary School: Washington District

Listed By / Shown By

Listed By

Agency Name: Turn Key Real Estate, LLC
Agency Phone: 757-347-8000

Shown By

Agent Name: Curt Dougherty
Agent Phone: (804) 338-5367
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 1,219.99 per month $956.77 Principal & Interest $137.83 Property Tax $125.39 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/21/2026. The listing information on this page last changed on 03/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/21/2026 12:05:47 AM EST) or CAAR MLS (last updated Fri 03/20/2026 11:10:46 PM EST) or CVRMLS (last updated Sat 03/21/2026 12:03:34 AM EST) or Williamsburg MLS (last updated Fri 03/20/2026 10:54:48 PM EST) or NNAR MLS (last updated Fri 03/20/2026 10:31:59 PM EST) or Chesapeake Bay & Rivers (last updated Fri 03/20/2026 8:51:17 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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