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Curt Dougherty
Associate Broker
REALTOR®, Associate Broker, ABR®
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81 Rock Creek Road , Cumberland, VA 23040

$435,000
  • 81 Rock Creek Road , Cumberland, VA 23040 Main Photo

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Curt Dougherty
Call: (804) 338-5367

New to the Market Active
BEDS4 BATHS3 full SQUARE FEET2,730 MLS#2610035
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

Welcome to the perfect blend of modern updates, space, and peaceful country living. This beautifully renovated brick ranch offers 4 bedrooms, 3 full bathrooms, and 2,730 total square feet of finished living space- which includes a fully finished walk-out basement designed for flexibility and comfort. From the moment you arrive, you'll appreciate the care and detail poured into this home. Renovated from top to bottom, nearly every major component has been updated for peace of mind, including a new roof (2024), gutters (2024), HVAC system with all new ductwork (2024), and water heater (2024). It truly offers the feel of a new home with the charm of a classic brick ranch. Inside, the layout is both functional and inviting. The main level provides comfortable everyday living, while the finished walk-out basement creates the perfect extension of the home-ideal for multi-generational living, a private guest suite, or even income-producing potential. With two gas fireplaces-one on each level-you'll enjoy cozy spaces year-round. Step outside and take in everything this property has to offer. Situated on 3.2 acres, the setting provides privacy, room to roam, and endless possibilities. The barn/stable is a standout feature, making this property a great option for horse lovers or those looking for additional storage or hobby space. The newly added fire pit creates the perfect spot to unwind, entertain, and enjoy quiet evenings under the stars. Backing directly to Cumberland State Forest and Bear Creek Lake, you'll have nature right in your backyard-offering beautiful views, added privacy, and a lifestyle that's hard to find. Whether you're looking for a forever home, space for extended family, or an investment opportunity, this property checks all the boxes.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Walk-Out Access
Cooling: Heat Pump
Fireplaces: 2
Garage: 1
Heating: Electric, Heat Pump
Home Style: Ranch
Lot Size: 3.20 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $1,816
Year Built: 1964

Feature Descriptions

Appliances: Electric Water Heater
Exterior: Brick, Drywall, Frame
Fencing: None
Fireplace: Gas
Floor Features: Vinyl
Horse Amenities: Stable(s)
Interior: Bedroom on Main Level, Ceiling Fan(s), Fireplace, Granite Counters
Parcel#: 055-A-4
Parking: Detached, Garage, Oversized, Unfinished Garage, Workshop in Garage
Patio/Porch: Front Porch
Sewer: Septic Tank
Water: Well

Local Schools

High School: Cumberland
Middle School: Cumberland
Elementary School: Cumberland

Listed By / Shown By

Listed By

Agency Name: EXP Realty, LLC

Shown By

Agent Name: Curt Dougherty
Agent Phone: (804) 338-5367
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 1,246.33 per month $968.12 Principal & Interest $151.33 Property Tax $126.88 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: EXP Realty, LLC

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/06/2026. The listing information on this page last changed on 05/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/06/2026 12:00:00 AM EST) or CAAR MLS (last updated Tue 05/05/2026 11:10:08 PM EST) or CVRMLS (last updated Tue 05/05/2026 11:58:34 PM EST) or Williamsburg MLS (last updated Tue 05/05/2026 10:54:57 PM EST) or NNAR MLS (last updated Tue 05/05/2026 10:26:57 PM EST) or Chesapeake Bay & Rivers (last updated Tue 05/05/2026 8:50:25 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



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